Auto Loans & Down Payment Assistance
Financing for every credit situation — California residents
At LA Auto Center, we understand that securing an auto loan with challenged credit can be a daunting task. That's why we have partnered with a network of specialized lenders to help California residents secure the financing they need for their dream vehicle. Our dedicated team is committed to making the car buying process smooth and stress-free, offering tailored solutions to meet your unique needs and budget.
In addition to our expert financing assistance, LA Auto Center is proud to offer the Help Me With My Down Payment Project. As an approved provider, we work with a trusted network of angel donors, non-profit organizations, and private entities to provide down payment assistance to those in need. Our goal is to make car ownership accessible to all, ensuring you can drive away with confidence.
Why Choose LA Auto Center for Bad Credit Financing?
- Down payment assistance on every transaction
- Warranty options for added peace of mind
- Down payment assistance vouchers starting from $1,500
- Same-day auto insurance coverage
- Financing options for taxes and DMV fees through Dignify and Affirm
Our user-friendly online application and fast approval process make it easy to secure your financing before you start shopping for a certified used vehicle. Simply submit your application online, and we'll work with our network of lenders to find the best auto loan solution for your needs.
All Applicants Welcome
- Bad credit, no credit, or bankruptcy — all applicants welcome
- Hundreds of vehicles financed through our network of auto lenders
- Rebuild your credit with on-time payments
- Quick online application and approval process
Do You Need a Down Payment?
With LA Auto Center's program, you can get started with a small down payment as long as you stay within the approval guidelines. Plus, we have no application fees, saving you even more money. Our program makes buying a used car easier, even with little to no cash for a down payment. By paying as little as the taxes, title, and DMV fees, you can drive off the lot with your new vehicle.
Required Documents and Conditions
Aside from your auto loan application, you'll need proof of employment and income, such as a current pay stub. While we accept applicants with bad credit, you must demonstrate the ability to make payments on your car loan. Additional documents or conditions may be necessary depending on your unique circumstances.
Our Simple Three-Step Auto Loan Process
- 1. Complete your application online — or call (818) 814-9477 to schedule a pre-approval consultation with our Auto Loan Funding Manager.
- 2. Email your supporting documents — submit proof of income and other necessary paperwork to our underwriting department at [email protected].
- 3. Receive fast loan approvals — California applicants can enjoy same-day to 24-hour loan approvals. Our Senior Funding Managers will assist in choosing the best auto loan program for your financial goals.